Choose Full Tort Coverage!
The lawyer-client team works best when there is good communication and agreement on goals and how to reach them. I cannot think of a type of case where that is not true. When it comes to motor vehicle accident cases in particular, you can really help advance your cause TODAY, before there is a crash. Choose Full Tort coverage.
In Pennsylvania, insurance companies offer full tort coverage or limited tort coverage. Full tort means that you are not waiving any of your legal rights to sue someone whose negligent driving hurts you. It means that you are protecting your rights to hold negligent drivers (and their insurance companies) liable for the pain and suffering, loss of enjoyment of life, embarrassment and humiliation and disfigurement they cause. These harms are frequently referred to as pain and suffering or non-economic damages.
Limited tort means that you will waive or limit your legal right to recover these types of damages caused by negligent drivers, except for serious injuries. Serious injury is limited to death, permanent serious disfigurement, or serious impairment of body function. To even be eligible to recover for pain and suffering, a limited tort victim must first establish that the harm meets one of these definitions.
Call your insurance agent today to change to Full Tort or to confirm that you already have that coverage. You may have to forego a modest discount by refusing to waive your rights, and you will be in a better position if the time should come that you are hurt by a negligent driver.
If you have any questions about electing Full Tort or about your insurance policy or you have been in a car accident, you may call The Seach Law Offices, 570-359-3283.